About
Royal Brokerage, Inc.
Royal Brokerage was established in 1977 by Robert Bernstein.
Being a local company we are capable of providing the up-close
and personal service you both need and deserve. Our staff
is able to provide quick service as well as professional
advice catered to your individual situation. Royal Brokerage,
the home of 1-800-MrRates, has a wide array of policies
and coverage available.
In addition we have a large portfolio
of companies to work with. This flexibility gives us an
opportunity to serve you with competitive rates and many
options. Even when you have been cancelled by your current
carrier we can place coverage with one of our many other
carriers instead of leaving you out in the cold.
With the constant changes in every aspect of society today,
you need an agency that can be your eyes and ears focusing
on your insurance so you can spend your time concentration
on things that are more important. Whether it be running
your business or just being sure you are paying a fair
price for the proper coverage on your personal insurance,
MrRates will be there for you. We are sure you will find
superior service when you do business with us, as our customers
have been doing for more than 25 years.
An Independent Advantage
 We are Independent Agents, free to choose the best carrier
for your insurance needs. We do not work for an insurance
company; we work for you. We work on your side when you
have a loss and follow through to see that you get fair,
prompt payment and service. Royal Brokerage
represents a carefully selected group of financially strong,
reputable insurance companies, therefore, we are able to
offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn't purchase the
first one you see. What if one day the automobile industry
decided to make only one type of car, one make and one
model. You wouldn't have a choice!
The same situation holds true for insurance. You need
insurance to drive a car, to purchase a house, to protect
your family's financial future and to run a small business.
But if there was only one insurance company that offered
only one type of insurance, car
insurance, home
insurance or businessowner
policy - you wouldn't have a choice. The only solution
would be going to that one company.
With an independent insurance agent, you have choices.
Independent agents are not tied to any one insurance company.
One of the advantages of using an independent agent is
that he or she works to satisfy your needs. You are using
an expert for an important financial decision.
 An independent agent has several companies or insurance
carriers that he or she can approach to get you the best
coverage at the best price. And your independent agent
will know the companies with the most efficient claims
departments to recover your losses as quickly as possible.
When you buy insurance, whether it's for your home, your
car or your business, you want an advocate who will properly
assess the risks you face and give you an objective analysis
of the marketplace, it's up to you to make the final choice.
Insurance Carriers
As independent agents, we have established long-term,
solid relationships with some of the top national and regional
carriers in the industry. Our experienced staff will be
able to provide comprehensive, expert insurance solutions
and service.
For you, our client, this provides competitive pricing,
coverage options, and peace of mind that the company providing
your insurance coverage meets our standards.
- Aetna
- AIG
- American Commerce
- Farmers
- Fidelity
- Foremost
- General Casualty
- GMAC
- Guardian
- Hartford
- HIP
- Kemper
- MDNY
- Merchants
- Met Life
- Oxford
- Progressive
- Sentry
- State-Wide
- Travelers
- Utica First
- Western Surety
- Windsor
- Zurich
- Plus many others.
- We regularly add highly rated companies to our
carrier list to make sure we remain competitive and
able to provide the right coverage to suit your needs.
Professional Associations
- IIABA -
Independent Insurance Agents and Brokers of America
Helpful Links
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Serving all of NY State including Suffolk, Nassau, Queens,
Bronx, Brooklyn, Manhattan, New York, all of Long
Island, and the following towns:
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North Babylon
-
West Babylon
-
Babylon
-
Islip
-
Islip Terrace
-
East
Islip
-
West Islip
-
Bay Shore
-
Brightwaters
-
Deer Park
-
Dix Hills
-
Lindenhurst
-
Copiague
-
Amityville
-
Massapequa
-
Hauppauge
-
Smithtown
-
Huntington
-
Melville
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