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Royal Brokerage specializes in Auto, Home, and Business Insurance

Insuring All of NY, FL, NJ, CT, and GA

Royal Brokerage was founded in 1977 with the goal of giving a more personal and customized analysis of your insurance needs. We maintain the up-close and personal service you both need and deserve. Our team is responsive and provides professional advice catered to your individual situation. Royal Brokerage, the home of 1-800-MrRates, has a wide array of policies and coverage available, including Auto, Home, and Business Insurance.

We have a large portfolio of companies to work which gives us an opportunity to serve you with competitive rates and options. Even when you have been canceled by your current carrier we can place coverage with one of our many other carriers instead of leaving you out in the cold.

With the constant changes in every aspect of society today, you need an agency that can be your eyes and ears focusing on your insurance so you can spend your time concentration on things that are more important. Whether it be running your business or just being sure you are paying a fair price for the proper coverage on your personal insurance, Royal Brokerage and MrRates will be there for you. We are sure you will find superior service when you do business with us, as our customers have been doing for more than 40 years.
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Insurance Quotes

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Auto Insurance

With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

5 Diabetic-Friendly Dinner Ideas for Thanksgiving

Posted: November 25, 2022

Let’s face it – the Thanksgiving holiday revolves around food. It’s all about getting together with family or friends to enjoy an indulgent meal. Traditional Thanksgiving dishes, like cornbread stuffing, mashed potatoes, and pumpkin pie, are chock full of carbs and sugar, which can wreak havoc on a diabetic’s blood sugar levels. Here are some ideas that make it easier for diabetics to enjoy Thanksgiving...

Understanding What’s Covered and What’s Not Covered with Life Insurance

Posted: November 22, 2022

How Life Insurance Can Be Used Life insurance can be an estate planning tool, an investment vehicle, or simply a way to replace lost income in case of unexpected death. Some people purchase life insurance to establish an inheritance for their children or as a strategy to donate to a favorite charity. Unlike other types of insurance coverage, there are no restrictions on how death...

Is My Business Covered in the Event of a Cyber Attack?

Posted: November 19, 2022

Small business owners are not exempt from the risk of a cyberattack. The loss of customer data is a financial disaster, and with cyber incursions becoming more common, and hitting even the largest companies, from banks to retails to online giants with extensive security, it is well worth ensuring your business has adequate cyber insurance. The Costs of a Cyber Breach The financial losses a...

I Missed an Auto Insurance Payment: Here's What to Expect

Posted: November 16, 2022

Life happens, oversights can occur, and payments sometimes get missed. If you missed a car insurance payment, don’t panic. Your policy will not be cancelled immediately. State laws require auto insurance companies to provide notice to policyholders before cancelling their coverage for nonpayment. What Happens if I Don’t Get My Payment in on Time? Most car insurance companies offer a grace period for late payments....