Royal Brokerage - Insuring Babylon, All of New York, Florida, Georgia, & New Jersey

Royal Brokerage Provides Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance to Babylon, All of New York, Florida, Georgia, & New Jersey

Royal Brokerage was founded in 1977 with the goal of giving a more personal and customized analysis of your insurance needs. We maintain the up-close and personal service you both need and deserve. Our team is responsive and provides professional advice catered to your individual situation. Royal Brokerage, the home of 1-800-MrRates, has a wide array of policies and coverage available, including Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance. We are able to provide coverage anywhere in NY, FL, NJ, CT, & GA.

We have a large portfolio of companies to work which gives us an opportunity to serve you with competitive rates and options. Even when you have been cancelled by your current carrier we can place coverage with one of our many other carriers instead of leaving you out in the cold.

With the constant changes in every aspect of society today, you need an agency that can be your eyes and ears focusing on your insurance so you can spend your time concentration on things that are more important. Whether it be running your business or just being sure you are paying a fair price for the proper coverage on your personal insurance, Royal Brokerage and MrRates will be there for you. We are sure you will find superior service when you do business with us, as our customers have been doing for more than 40 years.

Insurance Quotes

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Auto Insurance

With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Does My Auto Insurance Cover My Trailer?

Posted: July 1, 2020

Naturally, you have personal car insurance coverage to protect your investment in your vehicle and to shield you from liability in case of a crash. But what about car accessories such as utility or travel trailers? If you own a trailer, is it automatically covered under the same policy? The answer, generally speaking, is that most auto insurance policies will provide liability coverage for a...

Will My Health Insurance Cover Cosmetic Procedures?

Posted: June 25, 2020

Cosmetic procedures are performed to change, restore, or enhance appearance. Health insurance plans rarely pay for elective cosmetic procedures. However, they may cover plastic surgery if it is reconstructive and performed for medical, rather than cosmetic, reasons. When Does Health Insurance Cover Plastic Surgery? Whether your health insurance will pay for plastic surgery depends on the insurance company, the type of coverage you have, and...

Life Insurance Vs. Final Expense Insurance Vs. Mortgage Protection Insurance

Posted: June 22, 2020

Life insurance, final expense insurance, and mortgage protection insurance are all similar in certain ways. They all pay out in the event of the policyholder’s death and they all provide protection for surviving loved ones. Aside from that, they are different types of insurance policies that offer different types of protection. What Is Life Insurance? A life insurance policy is a contract with an insurance...

How Is Contractors General Liability Insurance Different From Standard Commercial Liability Insurance?

Posted: June 19, 2020

Any business needs general liability insurance. Contractors, subcontractors, and independent tradesmen need this type of coverage, not only to protect their business, but often as a requirement for the job. Trades that need contractors general liability insurance include construction, carpenters, plumbers, electricians, painters, and masons. What Is Standard Commercial Liability Insurance? Commercial general liability (CGL) insurance protects a business from financial loss due to liability...