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Royal Brokerage specializes in Auto, Home, and Business Insurance

Insuring All of NY, FL, NJ, CT, and GA

Royal Brokerage was founded in 1977 with the goal of giving a more personal and customized analysis of your insurance needs. We maintain the up-close and personal service you both need and deserve. Our team is responsive and provides professional advice catered to your individual situation. Royal Brokerage, the home of 1-800-MrRates, has a wide array of policies and coverage available, including Auto, Home, and Business Insurance.

We have a large portfolio of companies to work which gives us an opportunity to serve you with competitive rates and options. Even when you have been canceled by your current carrier we can place coverage with one of our many other carriers instead of leaving you out in the cold.

With the constant changes in every aspect of society today, you need an agency that can be your eyes and ears focusing on your insurance so you can spend your time concentration on things that are more important. Whether it be running your business or just being sure you are paying a fair price for the proper coverage on your personal insurance, Royal Brokerage and MrRates will be there for you. We are sure you will find superior service when you do business with us, as our customers have been doing for more than 40 years.
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Insurance Quotes

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Auto Insurance

With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

What Is a High Deductible Health Plan (HDHP)?

Posted: June 25, 2022

A high deductible health plan (HDHP) is a plan with a higher deductible than traditional health insurance. The premiums may be lower, but you have to meet a higher deductible (payout of pocket for more health care costs) before your coverage kicks in. An HDHP is often combined with a health savings account (HSA), which allows you to set aside pre-tax dollars to pay for...

Are You Underestimating Your Need for Disability Insurance?

Posted: June 22, 2022

If you don’t place a high priority on disability insurance, you are not alone. Although most people underestimate their chances of disability, the risk is higher than you might think. Approximately one-third of the population will experience a disability before 65, as reported on Kiplinger. Underestimating the odds of needing disability insurance could be a big mistake. According to TMA Insurance Trust: Approximately one in...

5 Medical Malpractice Insurance Myths

Posted: June 19, 2022

If you are practicing medicine, malpractice insurance is a must. Myths and misunderstandings surrounding professional liability insurance for doctors make the subject more complicated than it is. Here are some common medical malpractice insurance myths, followed by the facts: You Cannot Be Sued for More Than Your Policy Limits This statement is false. You are the one being sued for malpractice. If a jury awards...

5 Boat Safety Tips for the Summer

Posted: June 16, 2022

When people are out boating in the summer, safety can sometimes take a backseat to pleasure. This could be a tragic mistake. In 2020, there were 5,265 boating accidents in the U.S., causing 767 fatalities and 3,191 injuries, as reported by the U.S. Coast Guard (USCG). Enjoy the sun and the water but keep the following boat safety tips in mind. Don’t Drink While Boating...