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Royal Brokerage specializes in Auto, Home, and Business Insurance

Insuring All of NY, FL, NJ, CT, and GA

Royal Brokerage was founded in 1977 with the goal of giving a more personal and customized analysis of your insurance needs. We maintain the up-close and personal service you both need and deserve. Our team is responsive and provides professional advice catered to your individual situation. Royal Brokerage, the home of 1-800-MrRates, has a wide array of policies and coverage available, including Auto, Home, and Business Insurance.

We have a large portfolio of companies to work which gives us an opportunity to serve you with competitive rates and options. Even when you have been canceled by your current carrier we can place coverage with one of our many other carriers instead of leaving you out in the cold.

With the constant changes in every aspect of society today, you need an agency that can be your eyes and ears focusing on your insurance so you can spend your time concentration on things that are more important. Whether it be running your business or just being sure you are paying a fair price for the proper coverage on your personal insurance, Royal Brokerage and MrRates will be there for you. We are sure you will find superior service when you do business with us, as our customers have been doing for more than 40 years.
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Insurance Quotes

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Auto Insurance

With our flexible coverage options and expert service, you’ll know that your vehicle is getting the best protection possible.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

How to Understand Your Coverage When You Are Expecting

Posted: January 25, 2023

If you are expecting a baby, you will naturally want to know what your health plan will cover. Under the Affordable Care Act of 2014, maternity coverage must be provided by all health plans offered to individuals, families, and small groups. Coverage is mandatory for pregnancy, labor, delivery, and newborn care. What Changed About Maternity Coverage with the Affordable Care Act? Before the Affordable Care...

What Happens if You Are Denied Life Insurance?

Posted: January 22, 2023

It can be discouraging, to say the least, when you are trying to protect your family by purchasing life insurance, and your application is rejected. If you have been denied life insurance, you are not alone. It happens to people every day. Keep in mind that you have options and do not give up. Why Are Some People Denied Life Insurance? Typically, life insurance companies...

5 Unconventional Businesses That Still Need Insurance

Posted: January 19, 2023

If you own a business, you need business insurance. No matter how unconventional your enterprise is, be assured, you have some exposure to risk. The following are unconventional businesses that still need insurance. Dog Walker Professional dog walkers need strength and stamina to keep up with the pets in their care. They also need financial protection in case of an accident. A basic dog walking...

How to Avoid Costly Claims from Winter Storms

Posted: January 16, 2023

Winter storms can do serious damage to your home. In 2021, storms during the winter months caused a record $15 billion in insured losses in the U.S., as reported by the Insurance Information Institute (III). Some of the costliest winter events by insured losses from 1950 to 2021 include: Polar vortex Freezes Blizzards Winter storms Winter damage Cold waves Ice storms Does Homeowners Insurance Cover...