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About Royal Brokerage, Inc.

Royal Brokerage was established in 1977 by Robert Bernstein. Being a local company we are capable of providing the up-close and personal service you both need and deserve. Our staff is able to provide quick service as well as professional advice catered to your individual situation. Royal Brokerage, the home of 1-800-MrRates, has a wide array of policies and coverage available.

In addition we have a large portfolio of companies to work with. This flexibility gives us an opportunity to serve you with competitive rates and many options. Even when you have been cancelled by your current carrier we can place coverage with one of our many other carriers instead of leaving you out in the cold.

With the constant changes in every aspect of society today, you need an agency that can be your eyes and ears focusing on your insurance so you can spend your time concentration on things that are more important. Whether it be running your business or just being sure you are paying a fair price for the proper coverage on your personal insurance, MrRates will be there for you. We are sure you will find superior service when you do business with us, as our customers have been doing for more than 25 years.

An Independent Advantage

We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Royal Brokerage represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy - you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

insurance carriersAn independent agent has several companies or insurance carriers that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, whether it's for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it's up to you to make the final choice.

Insurance Carriers

As independent agents, we have established long-term, solid relationships with some of the top national and regional carriers in the industry. Our experienced staff will be able to provide comprehensive, expert insurance solutions and service.

For you, our client, this provides competitive pricing, coverage options, and peace of mind that the company providing your insurance coverage meets our standards.

  • Aetna
  • AIG
  • American Commerce
  • Farmers
  • Fidelity
  • Foremost
  • General Casualty
  • GMAC
  • Guardian
  • Hartford
  • HIP
  • Kemper
  • MDNY
  • Merchants
  • Met Life
  • Oxford
  • Progressive
  • Sentry
  • State-Wide
  • Travelers
  • Utica First
  • Western Surety
  • Windsor
  • Zurich
  • Plus many others.
    • We regularly add highly rated companies to our carrier list to make sure we remain competitive and able to provide the right coverage to suit your needs.

Professional Associations

  • IIABA - Independent Insurance Agents and Brokers of America

Helpful Links





Royal Brokerage




Serving all of NY State including Suffolk, Nassau, Queens, Bronx, Brooklyn, Manhattan, New York, all of Long Island, and the following towns:

  • North Babylon
  • West Babylon
  • Babylon
  • Islip
  • Islip Terrace
  • East Islip
  • West Islip
  • Bay Shore
  • Brightwaters
  • Deer Park
  • Dix Hills
  • Lindenhurst
  • Copiague
  • Amityville
  • Massapequa
  • Hauppauge
  • Smithtown
  • Huntington
  • Melville




Royal Brokerage   .   MrRates.com   .   1 John St. Suite 200  .   Babylon   .   New York   .   11702   .   Tel: 631-669-6667



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